Filing auto accident insurance claims is quite tedious. But to get your compensation for the accident, it is a necessary procedure - so you might as well go about it in the fool-proof manner described here.

Tip 1: Inform the Insurance Company about the Accident Immediately

Your first priority after an accident is to ensure you and your co-passengers are okay, so a thorough medical check-up is necessary. After you are done with it, call up your insurance company and inform them about your accident. Now would also be a good time to go through your insurance policy and familiarize yourself with the exact terms of your auto accident insurance claim, if you are not familiar with it already.

Tip 2: Write a Detailed Auto Accident Insurance Claims Statement

Giving as much detail of the accident as possible and supporting your claim with pictures of the accident site, damaged vehicles, etc. is essential. In the claims statement, you must also include medical reports of all injuries that you have sustained in the accident, no matter how small the injury appears. If you add names and contact details of any witnesses to the accident, it adds more value to your claim. All this substantiates your auto insurance claim immensely.

Tip 3: Keep Track of all Events Pertaining to Your Claim

Whether it is a discussion you had with the police, your insurance agent, or a record of your medical expenses, anything that has got to do with your claim is supposed to be recorded in writing. If your claim is settled in court, these will be used as evidence. Do not try to rely only on your memory; file all bills, receipts, etc.

Tip 4: Check all Your Insurance Policies

If you have multiple insurance policies, each one may allow you to file an auto accident insurance claim. To ensure you claim all that you are entitled to, you have to know your policies’ details, as discussed above. Take time out to review all your policies periodically.

Tip 5: Be Honest

Honesty with your insurance company is always the best policy. Otherwise your auto accident claim could be disqualified on fraudulent grounds.

Five people — including three children — were killed Friday night in a horrific crash on the outskirts of Calgary that left the shredded remains of a car trapped under a cement truck.

Though the investigation was in its early stages, police duty inspector Luch Berti said it appeared the car may have been struck from behind by the cement truck.

The crash took place on the southern edge of the city local time. The truck’s driver was not hurt in the crash; police took him into custody for questioning.

A 40-year-old truck driver died when he lost control of his 18-wheeler on the N3 near Balfour, Mpumalanga police said.

“The man lost control of his truck which then overturned, flinging him out of the vehicle,” said Superintendent Abie Khoabane.

“The truck then spun around and landed on top of the man, crushing him.”

No other vehicles were involved in the accident.

The gasoline tanker that flipped over and set an Everett street ablaze early Wednesday was a 28-year-old model that federal safety regulators allowed to stay on the road even after they toughened design and engineering standards to limit rollover-crash damage in the early 1990s, officials said yesterday.

Massachusetts State Police said they were continuing to investigate the  accident and had no conclusions about what caused the crash besides speeding. They gave no estimate of the truck’s speed.

State Police Sergeant Robert Bousquet said records show the rig consisted of a 2007 Peterbilt tractor pulling a 1979 trailer containing 9,400 gallons of gas, a typical-size delivery to refill a 10,000-gallon underground tank at a gas station.

A Marengo woman was killed Thursday when her car slammed into the back of a semitrailer truck on the Jane Addams Memorial Tollway near Huntley, Illinois State Police said.

Julie Turdik, 43, was pronounced dead at the scene shortly crash just east of Illinois Highway 47, State Police Master Sgt. Robert Meeder said.

Turdik’s 2005 Ford Focus did not appear to slow as the semi reduced speed in the eastbound left lane, police said.

The truck’s driver, a 43-year-old Rockford man, was not injured.

One person has died and two more have been injured in a road crash in Co Meath this morning.

The collision between a truck and a car happened at Kilmainham, on the N3 between Navan and Kells.

The road is expected to be closed for much of the afternoon and motorists are being diverted onto routes.

A dump truck unloading a crane tipped over this morning after the crane fell off the truck at a work site on Marlboro Road, near Route 18, in Old Bridge , police said.

One of the men unloading the truck suffered a foot injury and was taken to Old Bridge Regional Hospital, Raritan Bay Medical Center for treatment, authorities said.

Traffic was backed up onto Route 18 north for about half an hour while crews worked to return the truck to its upright position. The call was reported to police.

A Costa Mesa woman was seriously injured when she was hit by a truck  at Wakeham Place and Hallowbrook Lane in Costa Mesa, police said Friday.

Gertrude Powers, 74, suffered multiple fractures and a head injury after a Santa Ana man accidentally struck Powers with his 1991 Ford F350 while she was walking across the street, police said.

Powers was taken to Western Medical Center in Santa Ana where she is in serious but stable condition.

Costa Mesa police are continuing to investigate the collision.

welve hours after one of his drivers lost control of a tanker truck carrying thousands of gallons of gasoline, sparking a Wednesday morning fire in Everett, Mass., that burned homes and cars, Curtis Marston was hoarse from being “up all night.”

A partner in North Hampton’s P.S. Marston Associates with his brother, Paul, Curtis said nothing like this has happened since the company was founded by his father, Paul Sr., in 1973. A report later in the day from WCVB-TV of Boston cited past problems for the North Hampton company, also known as Abenaqui Carriers, as well as Dover resident Chad LaFrance, the employee driving the tanker.

Wednesday’s accident spilled 9,400 gallons of burning fuel into a sleeping community. Witnesses said a 10-foot wall of flame flowed through the neighborhood below a traffic circle where the tanker flipped, blowing up cars and destroying two triple-decker, multifamily homes. Nearby residents were hastily evacuated, including about 84 residents of an elderly housing complex and 10 to 12 families that lost their homes in the fire. No one was seriously injured.

A collision between two semi-tractor-trailers on the Dalton Highway left a Fairbanks man dead Thursday evening.

Marvin Harris, 52, was killed when the trailer of an oncoming semi drifted into his lane and hit the driver’s side of his Peterbilt, Alaska State Troopers said.

Harris was heading north when the accident occurred around 6:30 p.m. at Mile 53. Jason Knight, 34, of Fairbanks was driving south in a Freightliner.